David A. Smith, CFP^®, MSFS, AIF^®

Managing Partner

Phone: (937) 431-8010
Fax: (937) 431-8020
Mobile Phone:Cell (937) 478-2259
E-mail: davesmith@fscadvisor.com

David A. Smith is a certified financial planner (CFP^®) and a partner at Smith, Moses and Company, LLC (SCM), an independently owned financial services firm specializing in financial, estate, and investment* strategies. SMC has offices in Vandalia and Beavercreek, Ohio.

Dave has been working in the financial planning industry since 1986. As an independent financial adviser, he has the freedom to recommend the best possible strategies to help clients fulfill their financial goals and objectives. He does this by listening carefully to clients, and then interpreting and confirming their goals and objectives, before developing a suitable financial plan. We believe Dave’s ability to translate and explain complicated financial planning products and techniques gives clients a higher degree of confidence. 

As a result, we believe many clients turn to Dave for his experience in individual retirement planning and qualified retirement plans for small businesses. He currently manages approximately 250 advisory accounts, which include both retirement and fee-for-service accounts; more than 375 IRA, rollover, and non-IRA accounts; and a significant amount of qualified retirement plans for small businesses.

He routinely partners with other professionals, including an area attorney and an accountant, and together this team strives to provide clients with a holistic approach to estate planning. Dave’s role includes outlining the upfront global business and financial strategies for high-net-worth individuals and small businesses.

Experience:  Dave began his career at a small financial planning and investment firm in Vandalia, Ohio, that offered insurance- and annuity-funded financial planning products and services. He provided individuals and upstart medical professionals with insurance planning and risk management as well as estate, retirement, tax, investment, and personal financial planning services.

In 1992, Dave and two partners, Michael Griesmeyer and Forest Moses, established Smith, Griesmeyer & Moses, LLC in Dayton because they wanted the independence and opportunity to provide unbiased financial advice, product recommendations, and strategies to clients without worrying about production quotas or being driven by transactions and commissions. In 1998, Dave spearheaded the opening of a second SGM office in Beavercreek. By then, SGM had seven advisers in both offices.

Today the firm, known as Smith, Moses and Company, continues to expand its number of advisory/fee-for-service accounts, and is one of the largest independently owned financial services firms in the Dayton area, with 10 independent advisers. Among Dave’s many clients are those he began servicing in the late 1980s, both individuals as well as medical professionals, who now own larger practices.

At SMC’s Beavercreek office, Dave supervises two independent advisers, two administrative staff members, and a financial services intern from Wright State University in Ohio. He established SMC’s internship program with Wright State in 1986.

Credentials:  Dave received his CFP in 1991, earned a master of science in financial services from The American College in 2006, and attained his Accredited Investment Fiduciary (AIF^®) designation in 2007. AIF professionals are trained to implement a prudent process into their investment practices and assist others in doing the same. He also has a bachelor’s degree in business administration from Wright State University, where he majored in both financial services and marketing, and is a member of the Financial Planning Association (FPA).

Dave is registered and does business with clients in 27 states. He holds Life, Accident & Health, and Annuity licenses and these registrations:

• Series 7 (General Securities Representative)
• Series 24 (General Securities Principal)
• Series 51 (Municipal Fund Securities Principal)
• Series 63 (Uniform Securities Agent State Law)
• Series 65 (Uniform Investment Adviser Law)
  

*David A. Smith is a registered representative offering securities through FSC Securities Corporation, member FINRA and SIPC. Smith, Moses and Company, LLC is not affiliated with FSC Securities or registered as a broker dealer or investment advisor.