Smith, Moses and Company, LLC, formerly Smith, Griesmeyer & Moses, LLC: A financial services firm specializing in financial and estate strategies. As investment advisor representatives of FSC Securities, we also specialize in investment planning. - Disability Income Insurance : Calculator: Disability Income Insurance

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Smith, Moses and Company, LLC, formerly Smith, Griesmeyer & Moses, LLC: A financial services firm specializing in financial and estate strategies. As investment advisor representatives of FSC Securities, we also specialize in investment planning.

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2149 N. Fairfield Rd., Ste. B

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Beavercreek, OH

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45431

Phone: 937.431.8010

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Fax: (937) 431-8020

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davesmith@fscadvisor.com

Securities and investment advisory services offered through FSC Securities Corporation, member FINRA/SIPC and a registered investment advisor. Smith, Moses & Company LLC. Is not affiliated with FSC Securities Corporation or registered as a broker dealer or investment advisor.

This communication is strictly intended for individuals residing in the states of AK, AZ, CA, CO, CT, FL, GA, HI, IL, IN, KY, MA, MD, MI, MN, MO, MT, NC, NH, OH, SC, SD, TN, TX, VA, WA, WV. No offers may be made or accepted from any resident outside the specific state(s) referenced.

IMPORTANT CONSUMER INFORMATION

A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.